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Mortgage Basics

  1. Rocket Mortgage
  2. Get a Mortgage
  3. Mortgage Basics
  • What is an adjustable-rate mortgage (ARM)?
  • What is a fixed-rate mortgage?
  • What is a hard pull?
  • What is a HELOAN?
  • What is a HELOC?
  • What is a cash-out refinance?
  • What is an FHA loan?
  • What is a loan estimate?
  • What is a closing disclosure?
  • What's my debt-to-income ratio?
  • What's my loan-to-value ratio?
  • What's my housing expense ratio?
  • What makes up lender fees?
  • What are third-party fees?
  • What are co-ops?
  • What is the FHA?

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