Jason
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Latest activity by Jason-
Jason created an article,
What is the FHA?
The Federal Housing Administration (FHA) is a governmental agency that helps prospective homeowners get loans by insuring lenders against losses. An “FHA loan” refers to a loan underwritten to FHA ...
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Jason created an article,
What are co-ops?
“Co-ops," or cooperative housing, refers to apartment buildings that are jointly owned by a corporation made up of all its inhabitants. This is a popular arrangement in New York City.
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Jason created an article,
What are third-party fees?
Third-party fees can include the cost of a property appraisal, a title insurance policy, or a flood certification if your property is in a flood zone. Not all loans have the same third-party fees—f...
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Jason created an article,
Consumer Privacy Notice
Our Consumer Privacy Notice is available below.
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Jason created an article,
What makes up lender fees?
Lender fees are generally charged for underwriting, processing, and closing your loan—you’ll likely see them on your “loan estimate.” These fees are different from third-party fees like those charg...
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Jason created an article,
Legal Disclosures
Equal Opportunity Disclosure Rocket Mortgage, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, re...
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Jason created an article,
Wisconsin Tax Payment Options
If your property is in Wisconsin and you have escrowed your property taxes, Rocket will pay your taxes early—on or before December 31st. However, you can let us know if you would rather: Receive ...
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Jason created an article,
What's my housing expense ratio?
Your housing expense ratio is calculated by dividing your total monthly housing expenses by your monthly gross income. 💡 Tip: Housing expenses are made up of your principal & interest mortgage pay...
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Jason created an article,
Land Transactions: Partial Lien Releases
A partial lien release is a way of splitting up a mortgaged property. Imagine you own 3 acres of land, and a developer approaches you with an offer to purchase one of those acres for a construction...
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Jason created an article,
California Supplemental Taxes
If your property is in California and an assessor finds an increase in its value, you might be issued a supplemental tax bill. The supplemental tax is a one-time tax that covers the period starting...